Image: gadling For insurance companies to be able to protect themselves from trivial claims, insurance policies contain clauses for agreed deductibles. Deductibles are expenses that have to be paid by the insured out of his own pocket before an insurer pays out any expense arising from the claim. Clauses pertaining to deductibles determine the threshold of insurance … [Read more...]
How Driving Records Affect Car Insurance Rates
Image: palicense Brushes with the law brought about by careless driving is not only a legal concern. A colorful record of accidents and speeding may just haunt drivers in another way. These drivers will be surprised that they will be unable to obtain the most favorable car insurance rates with such a dotted driving record. The logic behind such reasoning is easy to … [Read more...]
Legal Remedies When Facing a DUI Case
Image: hospitalityriskssolutions Driving under the influence or DUI pertains to impaired driving that is brought about by being under the influence of liquor. This is usually determined by an alcohol test which will show that the driver has blood levels of alcohol in excess of the legal limit while driving a vehicle. It can also pertain to detection of certain drugs in the … [Read more...]